How to Budget
Hello Lovlies, Now I know with the new year here everyone setes themselves goals and resolutions. Most of them are light hearted fun things like see friends more or spend less time online. But for those resolutions that will cost money you need to know how to budget depending on what you're monthly income and expenses are. Here is how I am going to budget myself for the new year. I like to pay everything at the end of the month but get paid weekly so what I do is total up how much my bills come to and divide it by 4, then I make sure I save that much every week to have the total at the end of the month. If the number is uneven or has pennies and isn't a whole number than I round it up to the nearest whole. For instance, if I needed to save £66.50 a week than I would round it up to £67 if I didn't do many hours in the week. Or if I got paid a decent amount I would round it up to £70. It just means that week by week I'm saving a little extra, and the pennies add u...